enjoy the benefits of a Mastercard credit card from KeyBank

Mastercard credit card
Benefits at a glance:
Card benefits
Instacart
Groceries and more delivered in as fast as an hour. Get two months of free delivery with Instacart+ and $10 off your second order each month. Offer expires 1/31/2027.1*
Learn moreMoviePass™
Blockbuster savings on the big screen. Get 50% off your first two months of a new Standard or Premium MoviePass plan. Offer expires 1/31/2027.2*
Learn moreHealthLock
Enjoy a HealthLock for Mastercard Medical Claim Monitor complimentary membership plus a 90-day upgrade to all HealthLock services at no monthly cost.3*
Learn moreMastercard Music and Entertainment Access
Mastercard gives you exclusive access to ticket presales at top venues and festivals across the U.S. Eligibility restrictions, exclusions and terms apply. Offer expires 3/31/2027.4*
Learn moreMastercard ID Theft Protection
Monitor your credit file for fraud, get alerts for suspicious activity and access a resolution specialist.5
Learn moreProtection Wherever You Shop
With Mastercard Zero Liability protection you’re protected against unauthorized transactions in stores, online and in app.6
Learn moreGlobal Emergency Services
Call 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.
Mastercard Transit Benefit
Save when you tap and go with your eligible Mastercard and receive a $2.50 statement credit when you spend $10 or more each month at participating transit systems.7
Learn moreMastercard Benefit Inquiries
Within the U.S.
1-800-Mastercard (1-800-627-8372)
Outside the U.S.
1-636-722-7111
Disclaimers
Availability of insurance benefits on your card may vary by card issuer. Please refer to your issuing financial institution for complete insurance benefit coverage terms, conditions and exclusions.
*Offer availability will vary for cardholders when located outside of the contiguous United States. ↵
1. Instacart
Ends 8/31/2025, subject to early termination. Add an eligible U.S. World or World Elite Mastercard credit card and subscribe as a new Instacart+ member to receive a free two-month trial and a $10 Instacart coupon on your second qualifying order each month. Must have an active Instacart+ membership paid for with an eligible card and complete one qualifying Instacart order each month. By redeeming this offer, you agree to the Instacart+ terms, and if you select a paid plan, your Instacart+ membership will auto-renew and the applicable membership fee will be billed automatically to any payment method on file until you cancel. Additional terms apply. Please visit www.instacart.com/p/mastercard-offer. ↵
2. MoviePass
This offer is valid from April 1, 2024, through January 31, 2026, subject to early termination. MoviePass customers who use an eligible U.S. standard Mastercard credit card to purchase a new MoviePass Standard Subscription Plan or a new MoviePass Premium Subscription Plan at moviepass.com/mastercard will receive a 50% discount on the first two months of the applicable monthly subscription price.
To subscribe to a MoviePass plan, you must create a MoviePass account and be at least eighteen (18) years of age or older and reside in the United States. By redeeming this offer, you agree to adhere to the subscription pricing and terms, cancellation procedures, and the other terms and conditions outlined in MoviePass’s General Terms and Subscription Terms. This offer may be modified or terminated by MoviePass at any time. Mastercard is not the sponsor of this offer and is not responsible for providing the service. For full terms and conditions, visit www.moviepass.com/mastercard. ↵
3. HealthLock
HealthLock is an end‑to‑end analytics‑driven platform that helps protect cardholders’ medical identities and data and monitors their medical claims for errors, fraud and overbilling. HealthLock provides three plan levels:
- Medical Claim Monitor: Helps guard against medical fraud and privacy intrusions by monitoring medical data breaches, providing alerts and helping remediate medical fraud issues.
- Medical Claim Auditor: Organizes, tracks and audits all healthcare bills (24‑month retroactive audit and ongoing auditing) in one place, verifying that all bills are accurate and identifying potential overcharges and insurance errors. This level includes everything from the previous plan.
- Medical Claim Saver: Provides access to medical bill negotiation with providers and insurance companies to potentially help reduce bills and reverse claim rejections. This level includes everything from the previous plan.
Enrolled users receive, at no cost, Medical Claim Monitor, plus a premium upgrade to Medical Claim Saver for the first 90 days. After 90 days, users will continue to receive Medical Claim Monitor at no monthly cost and have the option to continue with Medical Claim Auditor for $4.99 per month or Medical Claim Saver for $19.99 per month. See full terms here. ↵
4. Mastercard Music and Entertainment Access benefit
Mastercard presale and preferred tickets are subject to availability and while supplies last. A valid Mastercard consumer credit card is required for presale and preferred ticket purchases. Ticket availability, maximum number per cardholder and applicable dates will vary based on venue and card type. This presale and preferred ticket benefit will be valid through 3/31/2027. All sales are final. This offer is not available to Mastercard Business, Commercial or other Mastercard non-consumer credit cardholders. Other restrictions/exclusions may apply. To access presale and preferred tickets, enter the first 6 digits of your eligible Mastercard credit card account number (no dashes) in the “Offer Passcode” field. Mastercard is not responsible for fulfillment of the offer. By participating, you agree to be bound by these terms and conditions and the Priceless Terms of Use, which can be found at: https://www.priceless.com/terms. Additionally, this experience will be sold to you by Ticketmaster or TicketWeb. Purchases and/or reservations made and any information provided by the cardholder are subject to Ticketmaster’s Terms of Use of Use or TicketWeb’s Terms of Use. ↵
5. Certain terms, conditions and exclusions apply. Cardholders need to register for this service. This service is provided by Iris® Powered by Generali. Please see your guide to benefits for details or call 1-800-MASTERCARD. ↵
6. Conditions and exceptions apply. Learn more about Zero Liability. ↵
7. Open only to individuals with an eligible U.S.-issued Mastercard credit or debit card (excluding prepaid debit cards). Ends 12/31/25. Use your Mastercard credit or debit card (excluding prepaid debit cards) to make a contactless public transit purchase (initiated at point of entry) in Chicago, IL, Boston, MA, Miami, FL, Philadelphia, PA, or Dallas, TX, and process a minimum of $10 in contactless transactions within any given calendar month and receive a $2.50 statement credit. Public transit is defined as bus and streetcar in Dallas, TX (DART); bus, subway and metro in Chicago, IL (CTA & Pace Suburban Bus), Miami, FL (DTPW), and Philadelphia, PA (SEPTA); and bus, subway, metro and trolley in Boston, MA (MBTA). Purchase transactions involving prepaid, PIN-based debit, international transactions, Mastercard® Corporate transactions or other transactions requiring a PIN for completion, are not eligible for this Offer. Your $2.50 statement credit will be automatically applied to your card within 60 days of purchase. Limit 1 credit per participant per calendar month. For a list of financial institutions that are not participating in this benefit, click here. For full Terms & Conditions, visit mastercard.com/transitbenefit. Terms subject to change. ↵
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