enjoy the benefits of a World Elite Mastercard® credit card from KeyBank

World Elite Mastercard® credit card
Benefits at a glance:
Card benefits
Priority Pass
Get access to 1,700+ airport lounges worldwide and special offers and discounts in the terminal on dining, retail and spa experiences.1
Learn morePeacock
Get $3 off Peacock Premium or $5 off Peacock Premium Plus subscriptions each month with your World Elite Mastercard. Watch new movies, original series, live sports and so much more. Eligibility restrictions, exclusions and terms apply. Offers expires 12/31/2025.2*
Learn moreInstacart
Groceries and more delivered in as fast as an hour. Get two months of free delivery with Instacart+ and $10 off your second order each month. Offer expires 1/31/2027.3*
Learn moreLyft
More rides means more adventure. Take three rides in a month with Lyft to earn a $5 credit.4* Plus, save 10% on all scheduled rides to U.S. airports when you pay with your World Elite Mastercard. Offer expires 1/31/2026.5*
Learn moreHealthLock
Enroll in HealthLock for Mastercard Medical Claim Monitor complimentary membership and get a 90-day upgrade to all HealthLock services at no monthly cost.6*
Learn morePriceless Experiences
Enjoy experiences in culture, dining, sports, entertainment and more in over 45 exciting destinations around the globe.
Learn moreMastercard Music and Entertainment Access
Mastercard gives you exclusive access to ticket presales at top venues and festivals across the U.S. Eligibility restrictions, exclusions and terms apply. Offer expires 3/31/2027.7*
Learn moreMastercard Golf
Get exclusive PGA TOUR® experiences and access amazing golf benefits with our Golf Concierge Service.
Learn moreMaster Rental® Coverage
Pays for covered damages, like physical damage and theft, to a rental vehicle when you use your eligible Mastercard® to initiate and pay for the entire rental transaction.
Learn moreWorld Elite Concierge
Complimentary 24/7 concierge agent for lifestyle needs, travel bookings and event access.
Learn moreMastercard ID Theft Protection
Monitor your credit file for fraud, get alerts for suspicious activity and access a resolution specialist.8
Learn moreProtection Wherever You Shop
With Mastercard Zero Liability protection you’re protected against unauthorized transactions in stores, online and in app.9
Learn moreGlobal Emergency Services
Call 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.
Mastercard Travel Rewards
Enhance travel with cash back rewards when traveling internationally and shopping from your home.10
Learn moreMastercard Travel
Explore new destinations, unlock exclusive perks and enjoy unforgettable experiences!
Learn moreMastercard Transit Benefit
Save when you tap and go with your eligible Mastercard and receive a $2.50 statement credit when you spend $10 or more each month at participating transit systems.11
Learn moreMastercard Benefit Inquiries
Within the U.S.
1-800-Mastercard (1-800-627-8372)
Outside the U.S.
1-636-722-7111
Disclaimers
Availability of insurance benefits on your card may vary by card issuer. Please refer to your issuing financial institution for complete insurance benefit coverage terms, conditions and exclusions. *Offer availability will vary for cardholders when located outside of the contiguous United States. ↵
1. Priority Pass
Lounge fees may apply. Lounge fees are subject to change without notice. See Priority Pass & KeyBank National Association | Priority Pass for enrollment and details. Offers vary by location. All third-party products and services referenced herein are trademarks of their respective owners.↵
2. Peacock
Peacock Premium: Ends 12/31/2025, subject to early termination. Must use qualifying Mastercard World or World Elite credit card and subscribe to a full-priced Peacock Premium plan directly from Peacock to receive a $3.00 monthly statement credit. Statement credit ends when user no longer meets eligibility requirements. Excludes current Peacock Premium or Premium Plus subscribers. Additional eligibility restrictions, exclusions, and terms apply. For full terms, see www.peacocktv.com/offer-terms/mastercard.
Peacock Premium Plus: Ends 12/31/2025, subject to early termination. Must use qualifying Mastercard World Elite credit card and subscribe to a full-priced Peacock Premium Plus plan directly from Peacock to receive a $5.00 monthly statement credit. Statement credit ends when user no longer meets eligibility requirements. Additional eligibility restrictions, exclusions, and terms apply. For full terms, see www.peacocktv.com/offer-terms/mastercard. ↵
3. Instacart
Ends 8/31/2025, subject to early termination. Add an eligible U.S. World or World Elite Mastercard credit card and subscribe as a new Instacart+ member to receive a free two-month trial and a $10 Instacart coupon on your second qualifying order each month. Must have an active Instacart+ membership paid for with an eligible card and complete one qualifying Instacart order each month. By redeeming this offer, you agree to the Instacart+ terms, and if you select a paid plan, your Instacart+ membership will auto-renew and the applicable membership fee will be billed automatically to any payment method on file until you cancel. Additional terms apply. Please visit www.instacart.com/p/mastercard-offer. ↵
4. Lyft
Beginning 4/1/21 and running through 1/31/26, Lyft users can participate in Lyft and Mastercard’s Take 3, Get $5 program (“Program”) by taking and partially or fully paying for three (3) Eligible Rides in a calendar month to receive a $5 Lyft credit (“Credit”). The rides must be paid for with an eligible World or World Elite Mastercard credit card (Apple Card is not eligible for this program, but Apple Pay or Google Pay may be eligible if your World or World Elite Mastercard credit card is the funding source). Limit one Credit per calendar month per Lyft account. An “Eligible Ride” is any Lyft ride type, excluding business rides and bicycle and scooter rental rides. Valid only in the USA. Whether a ride qualifies as an Eligible Ride for purposes of the Credit will be determined in Lyft’s sole discretion. Credits expire thirty (30) days after application. Limited time only and while supplies last. By participating in the Program, you agree to these terms and Lyft’s Terms of Service (https://www.lyft.com/terms), and you agree that Lyft and Mastercard may share your information for the purposes of tracking and processing the Credit and may use anonymized, aggregated data for business analytics and offer optimization. Credits may take up to two (2) days to be applied to your Lyft account. ↵
5. Lyft Airport
Beginning 4/1/2024 and running through 1/31/2026, subject to early termination. Lyft users who book a ride to an airport in the United States using the “Schedule a Ride” feature using their U.S.-issued World Elite Mastercard consumer credit, World Mastercard for Business credit, or World Elite Mastercard for Business credit card will get ten percent (10%) off the Scheduled Ride’s upfront pricing as reflected at the time of booking the Scheduled Ride. Lyft Business Profiles and accounts are not eligible; only Scheduled Rides ordered in personal mode are eligible. Tips on Scheduled Rides are not included within the ten percent (10%) discount and the full ride cost must be paid for using an eligible card. Payments made using digital wallets are not eligible for this promotion. Valid only in the United States. By participating in the program, you agree to Lyft’s terms. Additional https://www.lyft.com/terms apply, please visit https://www.lyft.com/mastercard#airports. ↵
6. HealthLock
HealthLock is an end‑to‑end analytics‑driven platform that helps protect cardholders’ medical identities and data and monitors their medical claims for errors, fraud and overbilling. HealthLock provides three plan levels:
- Medical Claim Monitor: Helps guard against medical fraud and privacy intrusions by monitoring medical data breaches, providing alerts and helping remediate medical fraud issues.
- Medical Claim Auditor: Organizes, tracks and audits all healthcare bills (24‑month retroactive audit and ongoing auditing) in one place, verifying that all bills are accurate and identifying potential overcharges and insurance errors. This level includes everything from the previous plan.
- Medical Claim Saver: Provides access to medical bill negotiation with providers and insurance companies to potentially help reduce bills and reverse claim rejections. This level includes everything from the previous plan.
Enrolled users receive, at no cost, Medical Claim Monitor, plus a premium upgrade to Medical Claim Saver for the first 90 days. After 90 days, users will continue to receive Medical Claim Monitor at no monthly cost and have the option to continue with Medical Claim Auditor for $4.99 per month or Medical Claim Saver for $19.99 per month. See full terms here. ↵
7. Mastercard Music and Entertainment Access benefit
Mastercard presale and preferred tickets are subject to availability and while supplies last. A valid Mastercard consumer credit card is required for presale and preferred ticket purchases. Ticket availability, maximum number per cardholder and applicable dates will vary based on venue and card type. This presale and preferred ticket benefit will be valid through 3/31/2027. All sales are final. This offer is not available to Mastercard Business, Commercial or other Mastercard non-consumer credit cardholders. Other restrictions/exclusions may apply. To access presale and preferred tickets, enter the first 6 digits of your eligible Mastercard credit card account number (no dashes) in the “Offer Passcode” field. Mastercard is not responsible for fulfillment of the offer. By participating, you agree to be bound by these terms and conditions and the Priceless Terms of Use, which can be found at: https://www.priceless.com/terms. Additionally, this experience will be sold to you by Ticketmaster or TicketWeb. Purchases and/or reservations made and any information provided by the cardholder are subject to Ticketmaster’s Terms of Use of Use or TicketWeb’s Terms of Use. ↵
8. Certain terms, conditions and exclusions apply. Cardholders need to register for this service. This service is provided by Iris® Powered by Generali. Please see your guide to benefits for details or call 1-800-MASTERCARD. ↵
9. Conditions and exceptions apply. Learn more about Zero Liability. ↵
10. Valid for eligible World Elite Mastercard credit cardholders in the U.S. See full terms and conditions at https://mtr.mastercardservices.com/en/chtnc. ↵
11. Open only to individuals with an eligible U.S.-issued Mastercard credit or debit card (excluding prepaid debit cards). Ends 12/31/25. Use your Mastercard credit or debit card (excluding prepaid debit cards) to make a contactless public transit purchase (initiated at point of entry) in Chicago, IL, Boston, MA, Miami, FL, Philadelphia, PA, or Dallas, TX, and process a minimum of $10 in contactless transactions within any given calendar month and receive a $2.50 statement credit. Public transit is defined as bus and streetcar in Dallas, TX (DART); bus, subway and metro in Chicago, IL (CTA & Pace Suburban Bus), Miami, FL (DTPW), and Philadelphia, PA (SEPTA); and bus, subway, metro and trolley in Boston, MA (MBTA). Purchase transactions involving prepaid, PIN-based debit, international transactions, Mastercard® Corporate transactions or other transactions requiring a PIN for completion, are not eligible for this Offer. Your $2.50 statement credit will be automatically applied to your card within 60 days of purchase. Limit 1 credit per participant per calendar month. For a list of financial institutions that are not participating in this benefit, click here. For full Terms & Conditions, visit mastercard.com/transitbenefit. Terms subject to change. ↵
All third-party trademarks are the property of their respective owners.